All Thoughts on Investing

All awesome posts on Investing: IRAs, 401k, retirement, stocks, SEP, ROTHs, you name it.

Net Worth Update: $919,538.34 [+$35,627.71 or 4.03%]

July 1, 2019
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Happy July!!! Ready for a new month and new goals??! Got your net worth all tracked up and ready to motivate the pants off you?? If you’re still invested in the market it should help after last month’s blood bath :) Down $40,000 for us, and now back up $35,000 just weeks later! Thank goodness we ignore the hype! Outside of that, nothing too exciting […]

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The best FIRE gift I could have given my father

June 21, 2019
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[Happy Friday! Please enjoy this guest article today from fellow reader, and blogger, BC from FrugalWheels.com. I only hope my own sons will give me such a beautiful gift like this come Father’s Day 2035! ;) Congrats on the epiphany, BC!] ******* My gift to my old man whenever a special occasion comes along is almost always a book. I read a lot, and he […]

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My Original Millionaire “To-Do” List!

June 18, 2019
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Found this list skimming through some old journals last night and couldn’t help but smile :) First – because it’s just so dang nerdy!! But second – because it’s amazing what can happen when you actually put things down on paper and then GO FOR IT. We’re still a ways away from hitting that Double Comma Club, but it’s fun to see how many of […]

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Do you pay attention to how much you *pay* for an investment?

June 17, 2019
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I know this sounds like a dumb question, and I’m not sure if my thoughts on it are any less dumb, haha, but after seeing this tweet by financial blogger and author Jonathan Clements, I realized something about myself that I didn’t know previously… That thing I realized? That I don’t even *look* at how much an investment costs anymore, no less even *know* what […]

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Q&A on investing, blogging, babies, Louboutins, podcasts, and other random questions asked recently :)

May 30, 2019
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What up, what up! Here’s a bunch of questions I’ve answered over recent months in case anyone’s been dying to ask them as well ;) Always happy to offer up some free advice, but remember you get what you pay for! Haha… You can reach out to me anytime here and will always do my best to hit you back… Or for quicker responses, find […]

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9 Interesting New Financial Apps & Services ✨

May 22, 2019
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What up what up! Been compiling a list of some of the more interesting financial apps and services I’ve been pitched on lately, and out of the 872 of them this year here were the ones I thought looked most promising ;) Let me know if you end up trying any of them out! ****** Bring Your Own Budget (byobudget.com) — “I made a webapp, […]

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Challenging the Vanguard Faith (or how Fidelity’s ZERO expense funds are increasingly tempting!)

May 16, 2019
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Last September I got the following note from a reader of the blog: Hi J$, Not sure if you caught some interesting news, but Vanguard’s rival Fidelity has introduced two ZERO expense ratio funds – one domestic and one international. Interesting maneuver to try and compete with Vanguard and ride the indexing wave: https://www.bloomberg.com/news/articles/2018-09-04/fidelity-zero-fee-funds-attract-almost-1-billion-in-first-month Thoughts? I’m a die-hard Vanguard guy, but at 28 years old, […]

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“How I Grew My Net Worth to $300,000 in My 20s” – The Financial History of The Money Wizard

May 15, 2019
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Morning guys! Got another financial history report to share today! This time from fellow reader-turned-blogger, The Money Wizard, who tells us how he’s amassed $300,000+ before he’s even turned 30. Or put another way, about 4.4x my own net worth of $68,061.80 at his age! Haha… So he def. knows what he’s talking about over there :) Hope it inspires you in some small way […]

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PS: Your life doesn’t magically change when you retire!

May 14, 2019
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Good morning! So USAA hit me up the other day asking if I’d like to partner with them on their #LifeUninterrupted campaign, and after reading the inspiration behind it I was sold on the spot: “For most people, retirement isn’t about luxury cruises and trips around the world. It’s about making sure their life can go on as normal once they retire. It’s continuing to […]

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Jimmy’s History of Personal Finance

May 8, 2019
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[What up what up! Been getting a TON of response from our post the other day on the history of our net worth, so thought we’d continue the fun and share another person’s financial background today ;) Can never see too many numbers about money, am I right?! Take it away, Jimmy…] ****** Inspired by J. Money’s recent, “How we grew our net worth to […]

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*How* we grew our net worth to $900k

May 6, 2019
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It dawned on me the other day that unless you’ve been reading the blog for a while, you probably haven’t a clue *how* we’ve grown our net worth to where it is today. Outside of the boring incremental gains/saving at least ;) So today I thought I’d share a quick background on how we got to where we are now for anyone new to the […]

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Our decision on the 15 vs 30 year mortgage debate!

April 25, 2019
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Whelp, after weeks of going back and forth on this one we’ve finally come to a conclusion! And much to my surprise, we’re going with the 30 year mortgage!! Didn’t see that one coming! Haha… But after pouring over hundreds of comments and finally having “the talk” with the wife, it just seemed to make the most sense at the end while giving us the […]

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Using Rental Properties to Pay For Your Kid’s College?

April 24, 2019
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Here’s a fun (?) idea for all you real estate investors out there ;) From a friend of the blog after hearing about my 15 vs 30 mortgage conundrum, which I’ll be updating y’all on shortly… Hey J., Have you heard of the concept of using rental properties to pay for your kid’s college? Brandon Turner on BiggerPockets talks about it quite a bit. It’s […]

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35 excellent money quotes you’ve never heard of before

April 12, 2019
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I was going to paste up a bunch of the most popular money quotes here today, but then figured it might be more fun to share some of the more obscure ones :) And I know many of these are obscure because I’ve plucked them mainly from rappers and finance bloggers!! Haha… So please to enjoy, 35 new one-liners you can add to your motivational […]

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